Savings Rates
See what can happen when we work together.
You make steady deposits. We'll make regular dividend payments. That all adds up to a nice boost toward your savings goals.
Our goal is to give you extra money
Whether you're saving for a rainy day, a special purchase or long-term financial security, Neighbors FCU is committed to contributing to your wealth.
Savings (Share) Accounts
| Savings (Share) Type | Min Balance to Earn APY | Dividend Rate | APY* |
|---|---|---|---|
| Regular Shares | $100.00 | 0.10% | 0.10% |
| Extra Saver | $100.00 | 0.10% | 0.10% |
*APY = Annual Percentage Yield
Dividends are calculated on a daily balance method and are compounded and credited every quarter. Fees could reduce earnings on all accounts.
Federally insured by NCUA.
Individual Retirement Accounts
| Dividend Rate | Annual Percentage Yield |
|---|---|
| 0.45% | 0.45% |
No minimum balance required. The dividend rate and annual percentage yield may change every dividend period. Dividends are calculated on a daily balance method and are compounded and credited every quarter. Early withdrawal subject to penalty. Fees could reduce earnings on all accounts.
Federally insured by NCUA.
Money Market Account
| Money Market Range | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $0.00 - $2,499.99 | 0.00% | 0.00% |
| $2,500.00 - $9,999.99 | 0.20% | 0.20% |
| $10,000.00 - $24,999.99 | 0.30% | 0.30% |
| $25,000.00 - $49,999.99 | 0.40% | 0.40% |
| over $50,000.00 | 0.50% | 0.50% |
Dividends are calculated on a daily balance method and are compounded and credited monthly. $2500.00 minimum balance required to earn the disclosed annual percentage yield. Fees could reduce earnings on all accounts.
Federally insured by NCUA.
Neighbors Federal Credit Union is a full-service financial institution with branches serving the South Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.