Commercial account rates
Business Savings
Save for the unexpected. A business savings account establishes your business relationship and offers a secure way to build capital.
- 24/7 online banking and app access.
- 3 free withdrawals per month.
| Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|
| $100.00 | 0.10% | 0.10% |
Business Extra Savings
An independent account for easy budgeting.
- 24/7 online banking and app access.
- 3 free withdrawals per month.
| Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|
| $100.00 | 0.10% | 0.10% |
Business Money Market
A great savings alternative for businesses looking for a solid investment without risking principal.
- Earn higher returns on your capital.
- Rewards for higher balances with tiered interest rates.
- 24/7 online banking and app access.
- $2,500 minimum balance.
- Up to 6 withdrawals per month.
| Dividend Rate | APY | |
|---|---|---|
| $0 - 2,499.99 | 0.00% | 0.00% |
| $2,500 - 24,999.99 | 3.45% | 3.51% |
| $25,000 - $49,999.99 | 3.69% | 3.75% |
| $50,000 - $99,999.99 | 3.93% | 4.00% |
| $100,000 + | 4.17% | 4.25% |
Business Dividend Checking
Created for medium to large business.
| Dividend Rate | APY | |
|---|---|---|
| $0 - $2,499.99 | 0.00% | 0.00% |
| $2,500.00 - $4,999.99 | 0.05% | 0.05% |
| $5,000.00 - $9,999.99 | 0.15% | 0.15% |
| $10,000.00 + | 0.25% | 0.25% |
Dividends are calculated on a daily balance method and are credited monthly. $2,500 minimum balance required to earn the disclosed rate for each day. |
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Business Share Certificate
Lock in a consistent return on your capital.
- Rates are set for terms of 6 to 60 months.
- Dividends are paid monthly, compounded, or transferred to another account.
- Early withdrawal is subject to penalty.
| # Months / Years | # of Days | Div Rate | APY |
|---|---|---|---|
| 3 Months | 91-181 | 4.05% | 4.13% |
| 6 Months | 182-272 | 4.21% | 4.29% |
| 9 Months | 273-364 | 4.22% | 4.30% |
| 12 Months or 1 Year | 365-546 | 4.22% | 4.30% |
| 18 Months | 547-729 | 4.01% | 4.08% |
| 24 Months or 2 Years | 730-911 | 3.95% | 4.02% |
| 30 Months | 912-1094 | 3.95% | 4.02% |
| 36 Months or 3 Years | 1095-1459 | 3.71% | 3.77% |
| 48 Months or 4 Years | 1460-1824 | 3.77% | 3.84% |
| 60 Months or 5 Years | 1825 | 3.77% | 3.84% |
Rates current as of November 22, 2024.Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Early withdrawals are subject to penalty. Dividends may be compounded or transferred to your share, extra savers, or checking account. Fees could reduce earnings on all accounts. |
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